Their "Rewards Abuse Team" (RAT) may claw back points if they detect you are buying gift cards specifically to meet a spending threshold.
: Regularly buying large denominations of Visa gift cards is considered "manufactured spending." This behavior can lead to an account review or permanent blacklisting by Amex. buy visa gift card with amex
: Most supermarkets, drugstores, and big-box retailers (like Walmart and CVS ) allow you to buy network gift cards (Visa/Mastercard) with a credit card. Their "Rewards Abuse Team" (RAT) may claw back
Purchasing a Visa gift card with an American Express (Amex) card is possible at most major retailers, though it is subject to strict American Express terms regarding rewards and "manufactured spending". While retailers generally treat the transaction as a standard purchase, Amex may categorize it differently depending on the store's reporting data. Purchasing a Visa gift card with an American
: Amex can often see itemized receipt details (Level 3 data) from large retailers, allowing them to identify exactly when a gift card was purchased. Strategic Considerations
: While usually processed as a purchase, some issuers may code "cash equivalent" transactions as a cash advance .