The U.S. Treasury currently offers two primary types of electronic savings bonds, each serving a different financial goal: : These are built to fight inflation. Current Rate : 4.03% (for bonds issued April 30, 2026).
Here is everything you need to know to start growing your savings online today.
Purchasing bonds is no longer about paper certificates; it’s about managing an electronic account. Home — TreasuryDirect buy us savings bonds online
: These offer a guaranteed "doubling" of your money. Current Rate : 2.50% .
: While the annual rate is fixed, the Treasury guarantees that if you hold an EE bond for 20 years , it will double in value, regardless of the interest rate. How to Buy Online: Step-by-Step Here is everything you need to know to
If you're looking for a low-risk way to protect your money while earning steady returns, U.S. Savings Bonds remain a cornerstone of a diversified portfolio. Today, buying them is faster and more accessible than ever because you can do it all from your computer through the official TreasuryDirect website.
: The rate is a "composite" of a fixed rate (currently 0.90%) and a variable inflation rate that resets every six months. Current Rate : 2
Smart Saving: Your Guide to Buying U.S. Savings Bonds Online in 2026