Buying a phone in the USA in 2026 is no longer just about picking a model; it's about choosing between long-term flexibility and low upfront costs. Whether you're a long-term resident or just visiting, the "unlocked" vs. "carrier-locked" debate is the first decision you must make. 1. Unlocked vs. Carrier-Locked: The Essential Choice
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: Low or zero upfront cost; convenient if you plan to stay with one carrier long-term. Buying a phone in the USA in 2026
: These are often advertised as "free" or heavily discounted, but the cost is spread over 24–36 months. buy phone usa