—effectively making devices "free" if you remain with the carrier for the full term.
If you leave before the 24–36 months are up, you must pay the full remaining balance of the phone immediately, and all future credits are forfeited. buy iphone on contract
Instead of a discount at the register, you pay the full monthly installment, and the carrier adds a matching "credit" to your bill. —effectively making devices "free" if you remain with