Buy Here Pay Here Regulations Apr 2026

Buy Here Pay Here (BHPH) dealerships act as both the seller and the lender. Because they provide "in-house" financing to high-risk borrowers, they are subject to a complex web of federal and state laws designed to prevent predatory lending and ensure transparency. ⚖️ Key Federal Regulations

Do you have a specific issue with a or a high interest rate ? buy here pay here regulations

Most states cap the maximum interest rate a dealer can charge (often between 18% and 30%). Buy Here Pay Here (BHPH) dealerships act as

Are you a looking for protection or a dealer looking for compliance? buy here pay here regulations