Buy Here Pay Here Des Moines Kia Apr 2026

Located on Merle Hay Road, DriveTime is a major BHPH player with a high approval rate.

: BHPH lots may have stricter repossession policies; even a single late payment can sometimes lead to an immediate repossession.

: They offer in-house finance approval for select vehicles in their inventory, specifically targeting buyers with low credit scores. buy here pay here des moines kia

The Realities of Buy Here Pay Here: A Dealership's Perspective

: You make your auto payments directly to the dealer, often on a weekly or bi-weekly basis. Located on Merle Hay Road, DriveTime is a

: They report to Equifax , which can help you rebuild your credit score with consistent, on-time payments. DriveTime Used Cars Used car dealer ClosedDes Moines, IA, United States

While BHPH can get you behind the wheel quickly, it’s important to understand the trade-offs compared to traditional financing: The Realities of Buy Here Pay Here: A

: Because the dealer is taking on more risk, interest rates (APR) are typically higher than bank loans.

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