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: Credit scores are often not the deciding factor.

: Many dealers require weekly or bi-weekly payments made at the dealership.

: Many cars are fitted with devices that disable the engine if a payment is missed.

: These lots primarily serve buyers with poor or no credit history.

Direct Financing "Buy Here, Pay Here" (BHPH) is a type of auto dealership where the dealer provides the loan directly to the buyer. Unlike traditional dealerships that use third-party banks, the dealer acts as the lender. Core Characteristics

: You can often drive away the same day you apply.