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🛍️ The Rise of Buy Now, Pay Later: Convenience vs. The Debt Trap

BNPL is a type of short-term financing that allows consumers to make a purchase immediately and pay for it in installments over time. Buy Now Pay (Pain?) Later | Management Science buy first pay later

You see it at almost every online checkout: a little button offering to split your $100 purchase into four easy payments. has completely transformed how people shop, presenting itself as the modern, interest-free alternative to the traditional credit card. 🛍️ The Rise of Buy Now, Pay Later: Convenience vs