You can use a short-term hard money loan to cover the purchase and renovations. Once the building is renovated and occupied (increasing its value), you refinance into a long-term commercial mortgage. If the new appraisal is high enough, the new loan pays off the hard money lender entirely. The Trade-Offs
While these methods save your cash, they often come with or require you to give up a portion of the equity . Success in this niche depends heavily on your ability to find undervalued properties and your skill in negotiating directly with owners. buy apartment building no money down
Buying an with no money down is a popular strategy for real estate investors looking to scale quickly without tying up their own cash. While "no money down" sounds like a magic trick, it actually involves using creative financing to cover the typical 20–25% down payment required by traditional lenders . Common Strategies for Zero-Down Deals You can use a short-term hard money loan
Some investors find a great off-market deal, get it under contract, and then bring in a partner with capital. In exchange for finding and managing the deal (your "sweat equity"), the partner provides the down payment. You both share the ownership and profits, allowing you to enter the deal with zero out-of-pocket cash . The Trade-Offs While these methods save your cash,