: Households must fall within specific AMI brackets. For some recent purchase lotteries, this ranges from roughly $70,462 for a single person to over $300,000 for very large households.
: Frequently updated lists of HDFC co-ops available for purchase across the five boroughs.
: Provides affordable homeownership (and rental) for middle-income families. These apartments are typically found through separate waiting lists rather than the standard Housing Connect portal.
: A model where purchase prices are kept low by limiting the profit an owner can make when they eventually sell the unit. Key Eligibility Requirements
: The official site for current and upcoming city-sponsored housing lotteries.
: The city's official portal for both rental and homeownership lotteries. As of April 2024, new homeownership lotteries include co-op units for households earning approximately 120% of the Area Median Income (AMI).
: A real estate guide that tracks affordable housing topics, including tips on using low-down-payment loans in NYC. Affordable Housing · NYC311 - NYC.gov
: Housing Development Fund Corporation units are one of NYC's most affordable purchase options, with recent listings starting as low as $149,000. These buildings have strict income caps for buyers but sell well below market rates.
