: To reclassify the home as real property , it must be permanently affixed to land you own. This requires a formal process using Form T234 through the Georgia Department of Revenue .
: Most lenders look for a minimum credit score between 580 and 620 .
: Some counties, like Douglas County , may require a minimum of 10 acres for a mobile home, while others only allow single-wide units on agricultural land. 2. Financing and Budgeting Financing depends heavily on whether you own the land.
In Georgia, a mobile or manufactured home is initially treated as , similar to a vehicle.
: If you are renting a lot in a park, you will likely use a chattel loan , which is secured only by the home.