Before touring homes, you must secure a pre-approval letter from a licensed Nevada lender.
: For conventional loans, lenders typically look for a minimum score of 620 , while FHA loans can go as low as 580 with a 3.5% down payment. buy a house in las vegas nv
: The 2026 conforming loan limit for Clark County is $806,500 . Anything above this requires a jumbo loan with stricter underwriting. Before touring homes, you must secure a pre-approval