Best Tradelines To Buy Direct

The tradeline market is largely unregulated. Many "brokers" take payment and never add the user, or add them to lines that are quickly closed by the bank for suspicious activity.

This is often the most critical factor. Since 15% of a FICO score is based on the length of credit history, adding a card that has been open for 10–20 years can significantly increase the "Average Age of Accounts." best tradelines to buy

The best tradeline is one with a massive limit relative to your current debt. This is a mathematical fix for the 30% of your score dedicated to amounts owed. The Institutional Landscape The tradeline market is largely unregulated

The best tradeline is one with extreme age. If you only have one year of history, a 15-year-old line provides the necessary "anchor" to stabilize your score. Since 15% of a FICO score is based

While not illegal, the "best" tradeline might actually be . The industry is fraught with risks:

There is no "Best Buy" or "Chase" tradeline that works for everyone. Instead, the "best" choice depends on your current "thin file" or "dirty file" status: