: This period offered the highest inventory , providing the most choices for buyers. However, it was also the most competitive, often leading to bidding wars and homes selling above list price.
: Often cited as the best overall balance for buyers in 2017. Data from the time suggested that mid-October (specifically the week of October 12–18) offered high inventory combined with lower prices and roughly 30% less competition than peak months. Mortgage Rate History: 1970s To 2026 - Bankrate best time to buy a home in 2017
: This was the best time for low prices . Home prices typically bottom out in January due to decreased demand and less competition. Sellers listing during this period are often highly motivated to close quickly. : This period offered the highest inventory ,
: A strategic "sweet spot" where inventory remained relatively high, but sellers began implementing price cuts to attract buyers before the new school year started. Data from the time suggested that mid-October (specifically
Table_title: Average 30-year fixed mortgage rate by year Table_content: header: | Year | 30-year fixed-rate average | row: | Year: