New cardholders often receive an additional 5% back (for a total of 10%) on their first day of purchases within 14 days of account opening.
Reviewers from Forbes Advisor highlight that while the 5% reward rate is industry-leading for electronics, the high makes it a poor choice if you plan to carry a balance. Additionally, experts on CreditCards.com note that the lack of cash-back flexibility makes it less versatile than general-purpose rewards cards like the Amazon Pay ICICI Bank Credit Card for those who shop across multiple retailers. My Best Buy Visa Card (Overview) best buy credit card comparison
This table highlights the key differences between the two primary versions issued by Citibank. My Best Buy® Credit Card My Best Buy® Visa® Card Best Buy stores & BestBuy.com only Anywhere Visa is accepted Best Buy Rewards 5% back (6% for Elite Plus members) 5% back (6% for Elite Plus members) Gas Rewards Grocery/Dining Other Purchases Annual Fee $0 - $59 (depends on creditworthiness) Key Considerations for Your Choice New cardholders often receive an additional 5% back
You must choose between earning reward points or using deferred-interest financing on a per-purchase basis. You cannot get both on the same transaction. My Best Buy Visa Card (Overview) This table