: The drop is largely attributed to a rise in missed payments and higher credit card balances as consumers grapple with increased costs of living. What Is the Average Credit Score in the US? - Experian
: Despite the slight decline, 713 remains firmly within the "Good" range (670–739), meaning most Americans still qualify for favorable loan terms. average credit scores
As of late 2025 and early 2026, the average FICO® Score in the United States sits at . : The drop is largely attributed to a
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