: Separates the assessment logic from the interface , allowing the assess_risk function to be reused in larger systems, such as a Vehicle Insurance Management System .

If you'd like to expand this into a full application, would you prefer adding for policies or a more detailed premium breakdown (e.g., liability vs. collision)?

: Includes input validation placeholders to handle edge cases like applicants under the legal driving age.

: Implements dynamic pricing by multiplying the vehicle's market value by a specific risk multiplier.