Apple Buy Now Pay Later Apr 2026

: Review the terms and finish the purchase using Face ID or Touch ID. Other Ways to Finance Apple Gear

: Unlike the original service which was U.S.-only, this new system allows Apple to bring flexible payments to users worldwide by partnering with local banks. How to Use Installments with Apple Pay Today apple buy now pay later

While the standalone Apple-branded loan is gone, the convenience of "buy now, pay later" (BNPL) is more accessible than ever through the Apple Support guide on installments . What Replaced Apple Pay Later? : Review the terms and finish the purchase

Apple has pivoted from being the lender to being the platform. Instead of Apple Financing LLC handling the loans, you can now access flexible payment options directly from established banks and providers within Apple Pay: What Replaced Apple Pay Later

If you have been looking for the proprietary "Apple Pay Later" service in your Wallet app lately, you might have noticed it has disappeared. As of , Apple officially discontinued Apple Pay Later in the U.S. to make way for a more global, third-party integrated approach.

If you are specifically looking to buy a new iPhone, Mac, or iPad, Apple still offers its own dedicated financing through the :

: You can still choose traditional installments through AT&T, T-Mobile, or Verizon when buying through the Apple Store. Key Things to Remember Pay with installments using Apple Pay - Apple Support