Don't forget to budget for HOA fees , maintenance, and utilities. To give you a more accurate number, tell me: What city or state are you looking in? How much do you have saved for a down payment ? Do you have a lot of monthly debt (car, student loans)?
Reducing your Debt-to-Income ratio allows you to put more of your check toward a mortgage. annual income needed to buy a house
Most financial experts and lenders use the to determine affordability: Don't forget to budget for HOA fees ,